SAGMA Payment Systems  "We Educate vs. Selling"          
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INCREASE YOUR PROFITS BY ACCEPTING ALL FORMS OF PAYMENTS

NOW YOU CAN ACCEPT CREDIT CARDS, DEBIT CARDS, GIFT CARDS AND CHECKS

VISA/MasterCard - These cards are the most commonly used business and personal credit cards in the United States.  Whether the card is connected to a checking account (i.e. “check card”), is a regular consumer credit card, accumulates rewards, or is issued for a business, there are very few consumers that do not have a VISA or MasterCard in their wallet.

Discover - These cardholders are very loyal to Discover and prefer this card over all others. Discover cards have a very rewarding cash back program and low interest rates for their users. Accepting Discover is a must for all merchants!

American Express - Accepting this premium “charge” card is essential for all businesses. American Express cardholders have very high credit limits and spend more than the average credit card user. American Express cardholders also accumulate mileage points and insist on using their American Express card.

Debit Cards - Accepting debit cards is the 21st century way to do business. While debit cards may be processed as a credit card, at credit card rates, using a pin pad with a debit card means: 1) no required signature, 2) lower processing fees [in many circumstances], 3) extremely low risk of chargeback, and 4) the needs of the customer are met.

CheckPoint - Wouldn’t it be great to avoid bounced check losses? Our check assurance program, CheckPoint, is the best in the business. You no longer need to worry about bounced checks. With CheckPoint, you can choose paper check guarantee, or, the latest technology, Electronic Check Conversion (ECC). ECC allows you to process checks just like credit cards. Insert the check in your check reader and give the check back to the customer. The funds will be transferred into your account. In addition, if an ECC transaction “bounces”, you will be reimbursed the face value of the check, and not incur any bounced check fees

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